LRFA

Latvian Relief Fund of America


LRFA is a professionally managed, non-profit, mutual assistance organization, designed to provide our members with affordable health care plans and financial assistance in emergencies. We support other Latvian-American organizations and education in the U.S. and abroad.
Membership Benefit Plans About Us Forms Contact Us
Medicare Supplemental
Health Supplemental
Hospital Supplemental
Visitors from Abroad
Travel Medical Plan
Mortuary Benefit Plan

Hospital Supplemental Plan benefits

What is covered?

The LRFA Hospital Supplemental Cash Plan consists of 5 groups: I, II, III, Special A and Special B.

Group I, II or III
These coverage groups entitle the member to monetary compensation for each day of hospital stay. The member may also receive compensation up to four (4) weeks after being discharged from the hospital if hospitalization was a result of an accidental injury. If the accidental injury results in out-patient care, the member is eligible for benefits up to two (2) weeks with a written confirmation of disability from the physician.

If a member of group I, II or III suffers the loss of his/her hand, foot or sight, this plan will cover each loss with the following one time benefits, shown in the middle column below.

 Weekly For the accidental loss of a hand, foot, or sight Combined TOTAL
Group I $90.00$1,000.00$5,000.00
Group II $150.00$2,000.00$10,000.00
Group III $200.00$3,000.00$15,000.00

Maternity
This coverage entitles the member to monetary compensation for each day of her hospitalization during childbirth, as long as she was a member of that specific coverage group for at least nine (9) months prior to delivery.

Special Groups A & B

These coverage groups entitle the member to monetary compensation for each day of your hospital stay after the second day of hospitalization. Benefits are available from the first day of hospitalization, if hospitalization was the result of an accidental injury.

 Weekly For the accidental loss of a hand, foot, or sight Combined TOTAL
Group Spec. A $350.00$4,000.00$25,000.00
Group Spec. B $650.00$5,000.00$50,000.00
Waiting Periods
In order to qualify for benefits, the following waiting periods apply from the date of acceptance into a plan:
  • One (1) month waiting period - for anyone who is currently and has been a LRFA member for a continuous period of one year or more. Benefits may be available earlier in the event of an accidental injury.
  • Three (3) month waiting period - for all individuals enrolling in a Supplemental plan along with LRFA membership application.
Maternity benefits are only available when the mother has been a member of that specific coverage group for at least nine (9) months prior to delivery.

Not Covered
You are not eligible for benefits if you are hospitalized due to a mental illness, AIDS, war injuries, or injuries resulting from participation in demonstrations or police actions. Benefits do not apply if you are receiving medical care in nursing homes, convalescent residences, mental institutions, extended care facilities, state hospitals, VA hospitals, or drug and alcohol rehabilitation clinics. Other limitations may apply.

© 2017 LRFA   -   P.O. Box 8857, Elkins Park, PA 19027-0857   -   info @ lrfa.org

Privacy