Make your 2018 Travel Plans Now!
Planning a trip abroad can be complicated enough. Most health insurance plans provide only partial or no coverage while you are traveling in another country.
The LRFA Travel Medical Plan has affordable rates for the entire length of your stay. Perfect for family vacations, graduation trips, or for anyone who travels internationally.
This Plan offers 24-hour accident protection while traveling oustide the US, to help cover those unforeseen medical costs.
In 2018 Latvia will be celebrating 100 years! Bring LRFA with you on your trip to Riga!
Accidents and unexpected illnesses are covered, whether you trip on the cobblestone streets or just indulge in far too many "piragi!" In honor of the celebration, we've kept the same low rates as last year. Make the Medical Travel Plan part of your summer packing list.
SUMMER SPECIAL FOR NEW MEMBERS!!!
Non-LRFA members who enroll in the LRFA Travel Medical Plan before August 1, 2018 save $20 off the enrollment fee! (children under 18 save $10).
Sign up online -- Download the special brochure
Eligibility & Enrollment
The LRFA Travel Medical Plan provides coverage for U.S. citizens traveling outside the United States. All LRFA members and their dependent children under age 18 are eligible to apply.
Members who are in good health, can be covered for a maximum period of eight(8) months, per year. Coverage is for the entire duration of your trip. When applying, please include both departure and return dates in your total day count.
Effective Date & Termination
Individual coverage will become effective upon the latest of the following: (1) the date of departure from the United States, or (2) the date requested in the application.
Individual coverage will terminate upon the earliest of the following: (1) the moment the covered person arrives back in the United States, (2) the expiration of eight months from the effective date of the coverage, or (3) the date the agreement terminates.
You are not eligible for benefits if you are hospitalized due to a mental illness, AIDS, war injuries, or injuries resulting from participation in demonstrations or police actions. Benefits do not apply if you are receiving medical care in nursing homes, convalescent residences, mental institutions, extended care facilities, state hospitals, VA hospitals, or drug and alcohol rehabilitation clinics. Additonal limitations may apply.
Requests for Benefits
Benefits may be requested from the LRFA office, no later than six (6) months after treatment or examination. The participant must complete and sign a benefit request form, and submit it along with all hospital and physician bills (or legible copies). Bills must clearly show dates of treatment, types of treatment/operation, diagnosis and cost.