At any age and stage of life, we have membership benefits that help make things easier. From reimbursing your co-pays to grants for cultural camps, LRFA membership opens the door to a variety of options.
We are a unique nonprofit that offers benefit plans to cover common gaps in medical coverage. LRFA members are eligible for support in emergencies, new baby gifts, and more. With over 70 years of service, we are proud to serve the needs of our members. Join our community of people helping one another.
Looking for additional coverage for your Medicare plan? Similar to commercial "medigap", our plans help cover medical expenses that Medicare does not. Don't be left paying for coinsurance and deductibles!
Coverage for copays, office visits, lab tests, and hospitalization. Free choice of doctors. Includes preventive medicine, chiropractor, physical therapy, and more. Covers your exsiting insurance deductibles and co-pays!
Get cash for each day of your hospital stay. Even if you are hospitalized while traveling abroad. Use the cash to help cover your daily living expenses. Benefits are paid directly to the member, regardless of any other coverage you may have.
Accident and illness protection while traveling abroad. Get affordable rates and peace of mind for a more relaxing trip.
Medical protection for your foreign relatives while they are visiting you in the United States. The LRFA Visitors from Abroad Plan is an interim travel medical plan that covers unexpected medical costs as a result of accidents or unexpected illness.
Members can enroll in one or more of our plan options, from $1,000 to our highest combinations totaling $27,000.00 in benefits.
Each year, LRFA members can apply for financial assistance for Baltic education and cultural programs.
We welcome members of all ages. Applicants under age 18 pay half the cost of an adult membership.
We can help when disaster strikes. All LRFA members are eligible for assistance.
